ECU $mart Checking

$mart Checking is perfect for members looking for a basic checking account with no monthly fee! It’s easy to open, easy to navigate, and full of electronic support tools.

• No minimum opening deposit
• Earn monthly interest of 0.10% APY* if your average daily balance is at least $1,000
• Earn additional 2.5% APY $mart Bonus Dividend with qualifying activity**
• Access to over 37,000 surcharge-free ATMs nationwide
• Free instant issue VISA debit card

*APY=Annual Percentage Yield. Rate subject to change without notice. To qualify for stated APY, the average daily balance in the account must be at least $1,000.

**APY=Annual Percentage Yield. Rate subject to change without notice. To qualify for the stated APY, you must be enrolled in e-docs and have at least 15 non-ATM debit card transactions a month. The account must have also received at least $500 in electronic deposits a month. Stated APY is only available on the first $10,000 of your account balance.