$mart Checking is perfect for members looking for a basic checking account with no minimum opening deposit! It’s easy to open, easy to navigate, and full of electronic support tools.

• Monthly dividends + Bonus Dividends!
• No minimum opening deposit
• And access to over 67,000 Surcharge-free ATM
  transactions Nationwide

$mart Checking is smart banking – no overthinking required! Start checking with us today!

*APY=Annual  Percentage Yield. Rate subject to change without notice. To qualify for stated APY, the average daily balance in the account must be at least $1,000. **APY is Annual Percentage Yield. Rate subject to change without notice. To qualify for the stated APY, you must be enrolled in e-docs, have at least 15 non-ATM debit card transactions a month, and the account has received at least $500 in electronic deposits a month. See website for full details. Stated APY is only available on the first $10,000 of your account balance. Rate Accurate as of 9/16/22.